Monevo: Bringing Financial History and Planning Together

Tracking spending is only part of personal finance. People also need to make sense of historical transactions, manage budgets, understand account balances and plan ahead without losing the context contained in years of financial data.

Kavindu defined the product direction and built Monevo as an independent personal finance application, combining product design, frontend implementation, Firebase-backed data flows and hands-on validation.

Monevo brings transaction tracking and forward-looking planning into one workspace, for people who record or import their own data rather than connecting a bank. Every amount is stored in whole cents and every forecast is calculated the same way each time, so a figure can always be traced back to the transactions behind it.

• A transaction ledger with search, tag filters, bulk editing, splits and transfers.
• Account and net-worth views, including property values and loan and mortgage amortisation with extra-payment scenarios.
• Monthly budgets with rollover, and a twelve-month plan.
• Cash forecasts at 30, 60 and 90 days and to year end, with a breakdown that adds up to the forecast.
• Reports by category, tag, merchant and cash flow, and a 2026 Canadian tax estimate.
• CSV import designed to handle large transaction histories, with resumable checkpoints, duplicate detection and undo.

Monevo has a working product foundation and is currently marked pre-launch on the portfolio. The work has focused on handling real financial history, preserving data integrity and connecting everyday transactions with budgets and future planning.